Some people still thought that the disadvantage due to participate in insurance must be issued to pay for the cost of premiums. In fact, participate in health insurance has many uses, especially when someone was sick. When your family member or your own sickness and should be treated in the hospital, the cost that should you spend your own will be paid by insurance company. For health insurance claims, the client or insurance members must be prepared documentation according to the procedures that apply in insurance company.

Health insurance helps protect you from high medical care costs. Many people in the United States get a health insurance policy through their employers. In most cases, the employer helps pay for that insurance. Insurance through employers is often with a managed care plan. These plans contract with health care providers and medical facilities to provide care for members at reduced costs.

You can also purchase health insurance on your own. It usually costs you more than employer-based insurance. If you do not have health insurance, you must pay your medical bills directly or rely on health care providers or organizations that donate care.


Understanding What It Covers

What are "covered services"?

Your health insurance policy is an agreement between you and your insurance company. The policy lists a package of medical benefits such as tests, drugs and treatment services. The insurance company agrees to cover the cost of certain benefits listed in your policy. These are called "covered services."

Your policy also lists the kinds of services that are not covered by your insurance company. You have to pay for any uncovered medical care that you receive.

What is a medical necessity? Is that different from a covered service?

Keep in mind that a medical necessity is not the same as a medical benefit. A medical necessity is something that your doctor has decided is necessary. A medical benefit is something that your insurance plan has agreed to cover. In some cases, your doctor might decide that you need medical care that is not covered by your insurance policy.

Insurance companies determine what tests, drugs and services they will cover. These choices are based on their understanding of the kinds of medical care that most patients need. Your insurance company's choices may mean that the test, drug or service you need isn't covered by your policy.

What should I do?

Your doctor will try to be familiar with your insurance coverage so he or she can provide you with covered care. However, there are so many different insurance plans that it's not possible for your doctor to know the specific details of each plan. By understanding your insurance coverage, you can help your doctor recommend medical care that is covered in your plan.

* Take the time to read your insurance policy. It's better to know what your insurance company will pay for before you receive a service, get tested or fill a prescription. Some kinds of care may have to be approved by your insurance company before your doctor can provide them.
* If you still have questions about your coverage, call your insurance company and ask a representative to explain it.
* Remember that your insurance company, not your doctor, makes decisions about what will be paid for and what will not.

What happens if my doctor recommends care that isn't covered by my insurance?

Most of the things your doctor recommends will be covered by your plan, but some may not. When you have a test or treatment that isn't covered, or you get a prescription filled for a drug that isn't covered, your insurance company won't pay the bill. This is often called "denying the claim." You can still obtain the treatment your doctor recommended, but you will have to pay for it yourself.

If your insurance company denies your claim, you have the right to appeal (challenge) the decision. Before you decide to appeal, know your insurance company's appeal process. This should be discussed in your plan handbook. Also, ask your doctor for his or her opinion. If your doctor thinks it's right to make an appeal, he or she may be able to help you through the process.

Did you have a car? Why did not you insurance it. You probably knew a little about car insurance. The insurance can provide protection to the owner financially. That should be your own financial risk, but with the insurance, it has been forwarded to the insurance company.

Many people's said that the claim is difficult. Actually not difficult, but may be quite long. Because there are processes and procedures. Because for each claim (insurance) must find the evidence and this takes time. If all claims are given directly without doing the investigation, all insurance companies will go bankrupt. So the claim is given to the right in accordance with the policy. So, this is not understood yet by people's. While the purpose of insurance itself is very good. Because we never know what will happen.

Forty-seven states require that you have at least some kind of car insurance, so it's a good idea to know what the law requires you to have and what additional or optional coverage will help to protect you in the event of an accident.

Before purchasing auto insurance, you must consider a variety of factors including what kind of car you have, your driving record and the amount of money you are willing to pay. Understanding the simple basics of auto insurance will make you confident that the car insurance policy you choose will take care of your needs in the event of an accident.

In this article, we will walk you through the types of coverage that insurance companies offer and discuss possible insurance needs. Additionally we will look at what affects the price of auto insurance, how to bring the costs down and how to understand the components of your policy.

Types of Coverage

Everyone who drives needs car insurance. In fact, most states require it by law. When you buy car insurance, you are buying what is called a policy. Your policy is based on a variety of factors including what kind of car you drive as well as what kind of insurance you want. Auto insurance policies are actually a package of different types of insurance coverage.

The first step in understanding an auto insurance policy is to learn the various types of coverage insurance companies offer. Some of this coverage may be required by your state and some of the coverage may be optional.

* Liability - This coverage pays for accidental bodily injury and property damages to others. Injury damages include medical expenses, pain and suffering and lost wages. Property damage includes damaged property and automobiles. This coverage also pays defense and court costs. State laws determine how much liability coverage you must purchase, but you can always get more coverage than your state requires.

* Collision - This coverage pays for damages to your vehicle caused by collision with another vehicle or object.

* Comprehensive - This coverage pays for loss or damage to the insured vehicle that doesn't occur in an auto accident. The types of damages comprehensive insurance covers include loss caused by fire, wind, hail, flood, vandalism or theft.

* Medical Coverage - Pays medical expenses regardless of fault when the expenses are caused by an auto accident.

* PIP - Personal Injury Protection (PIP) is required in some states. This coverage pays medical expenses for the insured driver, regardless of fault, for treatment due to an auto accident.

* Uninsured Motorist - Pays your car's damages when an auto accident is caused by a driver who doesn't have liability insurance.

* Underinsured Motorist - Pays your car's damages when an auto accident is caused by someone who has insufficient liability insurance.

* Rental Reimbursement - This type of coverage will pay for a rental car if your car is damaged due to an auto accident. Often this coverage has a daily allowance for a rental car.

Many insurance policies combine a number of these types of coverage. The first step in choosing the insurance you want for your car is to know the laws in your state. This will tell you the minimum insurance you need for your car. It's good to keep in mind that, just because your state may not require extensive insurance, extra coverage may be worth the expense. After all, no one wants to be stuck with thousands of dollars worth of bills because of an auto accident.

Lots of ways to earn money online, one of them is PTC (Paid to Click). Here's the tips to optimize your PTC activity and save your time.

1) Installing Mozilla Firefox
Why we should using Mozilla Firefox? Mozilla Firefox has tab and many sites was optimized for Mozilla Firefox. Download here for Mozilla Firefox v3.0.6

2) Password manager (MemoKeys)
To prevent theft of password, you must protect your PTC-accounts by using different password for every PTC-site. But if we've many different password, we often forget it. An easier way is using Password manager that can help you to manage your password in PTC's.
Click here to download MemoKeys (don't worry it's free of spyware)

Description:
MemoKeys allows you to create shortcut key combinations (hotkeys) like F5+A or F2+G and associates them with any text information or e-mail and link action of your choice. You can use it to store passwords, code snippets, addresses, favorites, names, email signatures, documents and shell commands. Then instead of typing 'Best regards' every time you email your friends, you could just press F10+B and the text is instantly typed for you.
So, you only remember the hotkeys you've made. Example for Neobux just put the password using F1+N.

3) Installing Add-on for Mozilla Firefox.

a. Session Manager
With Session manager we can open multiple web pages (by group) at the same time.
Click here to download Session manager add-on
How to use Session manager, click this one

b. Adblock Plus
Ads and banners on the sites often take longer to download. With Adblock Plus we can block banners as well. Just right-click on a banner and choose “Adblock” from the context menu then the banner won’t be downloaded again.
Click here to install Adblock Plus add-on

Hope helpful... and happy clicking.

Is it true if we can get money from social media sites like Twitter? Yess... it's true bro. Many website or blog has inform about that. Some of publishers still doubt with this potential opportunity because this program still new and it is possible a new rift for scammer. Anyway, if you are not familiar with Twitter, Click here to know about Twitter.

Here's the 5 ways to make money online through Twitter:

1. Advertise on Twitter
You can sell space on Twitter profile and make some money out of it. I recently come to know about two sites which will help you to monotize your Twitter account. Check out the sites

* http://www.twittad.com
* http://be-a-magpie.com

Rumbling Lankan has written a post on How to find advertisers for your Twitter profile.

2. Pro-Twitter
You can allow followers only after they paying some fee. This method is not possible unless you’re a popular figure in a niche. For example say, you’re a well known Internet marketer and you start Twitter account and make twits. You only allow members who paid to follow your twits.

If you’re a popular figure then you’ll have enough followers.

3. Use it to Promote your products
Use Twitter to promote your products. If you’re an e-book seller then use twitter and promote your eBooks on Twitter. It does works when you have enormous number of followers.

Promote your blogs and get more traffic to your blog. More traffic more money. Also you can use Twitter to promote your affiliate products to make money online.

4. Pay Per Twit
You contact the advertisers directly and you come to an agreement where they’ll pay you for each Twit. This will work when you’re a popular and known Twitter.

5. Sell your account on Ebay
This may sound ridiculous to you but there are people who sold their Twitter account for $500 even. So don’t give up work on it.

You need dedication and it’ll take some time to generate money online. Don’t give up keep on trying. One day you can make enough money online.

Happy Making Money with Twitter...

Birdie is logo of Twitter

Of course you already knew Friendster, Facebook, MySpace, Digg, Twitter, and others. Yup, they are Social-Networking Sites with Micro-Blogging Service. If you are not familiar with Twitter, I tried to explain a bit about Twitter.

What is Twitter?

Twitter is a service for friends, family, and co–workers to communicate and stay connected through the exchange of quick, frequent answers to one simple question: What are you doing?

Why use Twitter?

Why? Because even basic updates are meaningful to family members, friends, or colleagues—especially when they’re timely.

* Eating soup? Research shows that moms want to know.
* Running late to a meeting? Your co–workers might find that useful.
* Partying? Your friends may want to join you.

How does it work?

With Twitter, you can stay hyper–connected to your friends and always know what they’re doing. Or, you can stop following them any time. You can even set quiet times on Twitter so you’re not interrupted.

Twitter puts you in control and becomes a modern antidote to information overload.

According to Wikipedia, Twitter users can receive updates via the Twitter website, SMS, RSS, or through applications such as TwitterMobile, Tweetie, Twinkle, Twitterrific, Feedalizr, Facebook, and Twidget, a widget application. Four gateway numbers are currently available for SMS: short codes for the United States, Canada, and India, and a United Kingdom-based number for international use. Several third parties offer posting and receiving updates via email. Estimates of the number of daily users vary as the company does not release the number of active accounts. In February 2009 Compete.com blog entry ranks Twitter as the third largest social network (behind Facebook and MySpace), and puts the number of users at roughly 6 million and the number of monthly visitors at 55 million.

Nowadays, Twitter only support English and Japanese Language. Time by time, may be more languages will supported by Twitter. At www.twitter.com you can add friends, share experiences, and promote your site or blog. How much fun it is? feel it out ...

An easy ways to make money from your site or blog. Just simply add a link or banner code on your site or blog. There are 2 terms in this program eg Paid-To-Promote (PTP) and Cost-Per-Million (CPM; per 1000 valid impression). If visitor's click (for PTP code) or visit (for CPM code) will be count and will get you cash.

Here's the explanation of the program (Advpoint):

* Our Features
- Accept International Members
- Accept all kinds of traffic from United States, Canada, West Europe
- We Count Per IP Every 24 Hours !
- Earn Up To $2.80 Per 1000 Valid Impression
- MIN $1 Payouts Will Be Made on the Weekend every Two Weeks !
- Payouts through Paypal or LibertyReserve !

* Our CPM rates
- 15-SECONDS DISPLAY
- Tier1 CPM = $2.20 (N Lev.) | 2.40 (S Lev.) | 2.80 (G Lev.)
- Tier2 CPM = $0.45 (N Lev.) | 0.47 (S Lev.) | 0.50 (G Lev.)

- 10-SECONDS DISPLAY
- Tier1 CPM = $1.80 (N Lev.) | 2.00 (S Lev.) | 2.20 (G Lev.)
- Tier2 CPM = $0.35 (N Lev.) | 0.37 (S Lev.) | 0.40 (G Lev.)

* Referral Levels Of Commission and Joining Bonus
- Level 1 - 10%
- Joining Bonus - $0.00


How to Register to This Program

Step1
Click here to Sign up, it's totally free.
Sign up process is very easy, you simply enter your email-address, in seconds you get an email from them. Open your email, then click the link as confirmation. Then you fill in data such as password, your payment processor (Paypal or Liberty Reserve), and your site-address (http://www.your-blog.com).

Step2
After the Step 1 above was completed, you can directly log in and get the code that will be installed on your site/blog.
To get the CPM and PTP codes, see the navigation menu at the top of the member area page, click on the 'Code'. You can choose PTP or CPM code. I suggest you to choose 15-seconds CPM code or 10-seconds CPM code, so every time a unique visitor come to your blog/site and stay at least for 10 seconds this will be counted and will get you cash.

Step3
Finally, put that code in your site or blog. CPM codes have a determined width and height (468 x 60 pixels), put the code into your blog or site (do not in single post).

Step4
You can withdraw your money every two weeks, and your earning balance must be equal or more than $1.


Tips & Warnings

* The provider (advpoint) only count the traffic from United States, United Kingdom, Australia, Austria, Belgium, Canada, Denmark, Finland, France, Germany, Greece, Iceland, Italy, Netherlands, New Zealand, Norway, Portugal, Spain, Sweden, and Switzerland.
* You can not use our 15 seconds and 10 seconds display code in one page at the same time, or your account will be removed. It never increase your earning but it slows the servers.
* Do not use traffic exchange programs to promote your blog or site. Because the banner code from Advpoint consists 'hidden search'. My blog has rejected by traffic exchange program “EasyHit4U” since Advpoint banner installed. I choose “EasyHit4U” because there are so many members or visitors from United States, United Kingdom, and Europe. Finally, I've removed Advpoint banner from this blog.

If you are interested on this program (Advpoint), click here to register for free.

Convert HTML for Adsense Code

This article will inform you how to make the code compatable in XML Blogger Template. To use AdSense code inside a post it is necessary to "escape" the AdSense code. The reason: If you put the code into your template just as it is written when you display the source code for the page, the Google data is invisible...that does not make Google happy and it is a TOS violation of AdSense...and they will pull your account for that!

Adsense does not allow you to alter their code other than "minor" edits. what we are going to do is considered a "minor" edit.

I contacted AdSense with the following question:

Subject: Wrapping Adsense code in blog post Date: Wed, 18 Apr 2007 09:12:15 -0700
"I would like to put the adsense ads inside of a blog post. To make it look EXACTLY like you give it to me (when viewed as a Page source code) it is necessary for a minor alteration. For Blogger to parse the Adsense Code in XML template, the Javascript has to be escaped, using html entities...It looks EXACTLY like you gave it out when viewed by Page source, so is this permissable?"

Adsense answered my email with this:

"Hi Bonnie,
We do permit minor edits to the AdSense code to place inside the blog posts. Please keep in mind publisher may not alter any portion of the code or manually change the layout of the ads. For instance, publishers may not alter the ad height variable to mask the Ads by Google moniker.
Thanks for your cooperation."
Sincerely,
Sean
The Google AdSense Team

So here is how we are going to parse the HTML to make it compatable and when viewed by using the Page Source code, it will look exactly as given to you by Adsense.

This is an example of a piece of Adsense code as given out by Adsense:



You are going to change the (<) to (<) and the (>) to (>) and the quote marks ( " ) to (") They will all be HTML entities. The code will then look like this:




Parse HTML Tool

Have you ever tried to insert the Google Adsense code directly into your Blogger XML Template and get this error?

"Your template could not be parsed as it is not well-formed. Please make sure all XML elements are closed properly. XML error message: The processing instruction target matching "[xX][mM][lL]" is not allowed."

So, you resolve to insert the Adsense code using blogger widgets. However that means your widgets can not appear within each post, the best spots to place your ads. Don't worry, there is a way of inserting Adsense code straight into your XML templates.

Since Blogger started using XML everything is more strict and standardized. The above error simply mean the Adsense code is not standized XML and solve it we need to replace all the html character such as '<' with '>' '"' with '"'. For example:

<script type="text/javascript"><!--
google_ad_client = "pub-XXXXXXXXXXXXXXX";
google_ad_width = 336;
google_ad_height = 280;
google_ad_format = "336x280_as";
google_ad_type = "text_image";
google_ad_channel = "";
google_color_border = "FFFFFF";
google_color_bg = "FFFFFF";
google_color_link = "000000";
google_color_text = "000000";
google_color_url = "000000";
//--></script>
<script type="text/javascript"
src="http://pagead2.googlesyndication.com/pagead/show_ads.js">
</script>

would be:



You can use a web-tool at www.blogcrowds.com for parsing the Google Adsense code or others.
This tool also can be used for inserting HTML code to your posting in Blogger.com

Please keep in mind that this tool should only be used to add Google Adsense into your Blogger XML Template, any other edit made to Adsense is prohibited and we will not be responsible for the consequences.

Minor edits on Google Adsense Code for Blogger Beta/XML are allowed as long as the resulting Adsense Code generated by Blogger is exactly the same as given from Google Adsense Code Generator.

Where you can place the parsed HTML code?

Here are some tips for where in the XML Blogger Template you should paste the parsed HTML code.

What is Favicon?

A favicon (short for favorites icon), also known as a website icon, shortcut icon, url icon, or bookmark icon is a 16x16 pixel square icon associated with a particular website or webpage. A web designer can create such an icon and install it into a website (or webpage) by several means, and most graphical web browsers will then make use of it. Browsers that provide favicon support typically display a page's favicon in the browser's Address bar and next to the page's name in a list of bookmarks. Browsers that support a tabbed document interface typically show a page's favicon next to the page's title. The Microsoft Windows Shell also uses favicons to represent "Internet shortcuts" to web pages.


How to Installing Favicon into Blogger or Blogspot
Step 1
Prepare the favicon that we will use, if you want to search for inspiration, please visit these links below:

* Favicon Gallery (by favicon.co.uk)
* 50 remarkable Favicons (by Smashing Magazine)
* The Favicon Gallery
* MPP Favicon Gallery
* Favicon Gallery (by HTML Kit)
* Download Free Favicon Packs (from Clickfore.com)

You only do mouse over the favicon as you like on the website above, right click and save as.

Step 2
Save favicon on your webhosting (eg googlepages)

Step 3
Login to Blogger

Step 4
Go to "Layout - Edit HTML" and find for the code </head>

Step 5
Put codes below, above the code of Step 4
<link href='http://url-address.com/favicon.png' rel='shortcut icon'/>
<link href='http://url-address.com/favicon.png' rel='icon'/>

Step 6
Save Template

Notes:
* Change the url-address with the url-address where you store Favicon file.
* We can use the favicon format .ico, .png or .gif

For Newbie like me who does not understand programming languages, especially HTML, the HTML tools is very useful. We can easily get the codes / script through internet sites that provide it without using the software. Here's some sites that can help us to optimize your site or blog.

HTML Codes

On this site, you can find HTML codes that you can copy and paste right into your website, blog or MySpace page etc. This site provide HTML codes with description and the result.
Click the link below to get the HTML codes
http://www.quackit.com/html/html_help.cfm


Live HTML | CSS | Javascript Preview

Tired of switching between editor and browser just to see your latest tweaks to the style and/or layout of your website ?
here you go, paste your code and hit any key (no, not that key)...

This little tool will preview the code as you type, CSS, Javascript - whatever.

Just type ahead and see (if your browser is up to it) the result in the lower box.
works perfectly in Safari and (slower) in IE Explorer for Mac.

Click the link below for Realtime preview CSS & HTML
http://fundisom.com/live_preview.html

Magic Image Rotation is a very simple image rotation script. This script functions much like a slideshow, but has the added feature of allowing each image or banner to have unique links associated with them. All this is done without the need for annoying page refreshes.

This script is free to use as long as the copyright notice remains unchanged and intact. I do request that you send me a link so that I may see it in use. I hope this was what you were looking for.

Click here to download Magic Image Rotation

How to use :

Unlike a lot of banner rotation scripts, you are not restricted to one banner size within a given space. So if you want to rotate both 120×240 banners and 120×600 banners in the same space, you are free to do that.

You can also select how many seconds the banners will display and there is an optional text description for each banner.

One feature I wish it had is the option to shuffle the banners. You must show the banners in the same order every time the page loads. The only way to change the order is to manually change them in the script.

That’s really the only downside to Magic Image. It’s very easy to setup and I’ve provided the instructions below

1) Download it.
2) Edit the magicimage.js file (there are instructions in the script)
3) Upload the banners and magicimage.js file to your server
4) Add the following lines of code inside the <head> tag of your page.

<script language=”JavaScript”
src=”http://www.your-server-site.com/magicimage.js”
type=”text/javascript”>
</script>

Enjoy the Rotating!

Most people likes the simple ways to get much money easily. But, that ways are not legal and caused a loss to many people and PTC-owner. Thus, Please do not be a cheater, be the honest people and take your honestly money. Get rich quickly is nothing, all needs effort to be successful.

Beforehand, take note some important TOS (Term of Service) of PTC-site generally:

1) You may only have one account and please do not attempt to create more than one account or all of your accounts will be terminated.
2) Sending unsolicited mail to people, asking them to join "PTC-site" without any prior contact with you is not only against our policy, but it is also illegal. We have ZERO tolerance against spamming.
3) If you are offering or found to be promoting or using any unauthorized third party software or services used to “auto-click”, “auto-surf”, “ad-alert”, or circumvent your account will be terminated without notice.
4) You may refer other people but only ONE member PER ONE IP computer.

Point no. 3 gives us a warning to do not cheating them that use 'cheat programs'.

I summarized these tips based on the forum at one of the best PTC-site. Hopefully can help.

Do not trapped into the sites or blog that wrote dishonest methods (cheat) to manipulate accounts at PTC-sites, because:
1) The author find visitor attention to increase site traffic.
2) The author use the paid links (linkbucks). When you click the link, he got cents.
3) The author is "lazy people trying to get money even easier"

Therefore,
1) Never to download the 'cheat' program, because the program is a Trojan or Worm or something like that. Once you download a little "exploit" the program, chances are that's either a Keylogger or Spyware, and before you know it, he has free access to some your accounts in a PTC-site and maybe in Paypal or Alertpay.
2) When you were found out did dishonest, your account banned or suspended because Admin could checks the logs or audit and sees those pitiful hack attempts.

Once again, please do not be a cheater.

What is domain?

Domain name is to provide symbolic representations, i.e., recognizable names, to mostly numerically addressed Internet resources (e.g., website). This translation from domain names to IP addresses (and vice versa) is accomplished with the global facilities of Domain Name System (DNS).

The following example illustrates the difference between a URL (Uniform Resource Locator) and a domain name:
URL: http://www.example.net/index.html
Domain name: www.example.net
Registered domain name: example.net

Every domain name ends in a top-level domain (TLD) name, which is always either one of a small list of generic names (three or more characters), or a two-character territory code based on ISO-3166 (there are few exceptions and new codes are integrated case by case). Top-level domains are sometimes also called first-level domains.

The generic top-level domain (gTLD) extensions are:
.biz · .com · .info · .name · .net · .org · .pro


Free Domain for Your Blog

Do not have a blog yet? Please read this article "Easy Way to Create a Blog on blogger.com". If you've been created a blog, you can make change the URL address with free domain service.

How to create your own domain name (www.yourblog.co.cc)

1. Click image below

2. In the box provided, fill in the desired address. Example: myname.co.cc. Then Click "Check Availability". If "Available" (which have not yet), continue the process. If it unavailable or has been used, fill with a different name.
3. Click "Continue to Registration"
4. Click "Create an Account Now" at the bottom
5. Fill out the form. Do not forget to give 'check' at the bottom on the "I accept the Terms of Service"
6. Click "Create an account now."
7. The process of registering the domain is completed

Next we need to setting up the domain. The most easily is Redirect or URL forwarding.
Steps to set-up your co.cc domain :

1. Click "Set-up"
2. Click on the button on number 3 (URL Forwarding)
3. Fill in the address of your blog that will redirected.
4. Click "Set Up".
5. There is a message "Your change has been submitted." Click "OK".
6. Done

For an easier, maybe later I will create tutorial in PDF format that you can download.

How Google crawls, indexes, and serves the web

When you sit down at your computer and do a Google search, you're almost instantly presented with a list of results from all over the web. How does Google find web pages matching your query, and determine the order of search results?

In the simplest terms, you could think of searching the web as looking in a very large book with an impressive index telling you exactly where everything is located. When you perform a Google search, our programs check our index to determine the most relevant search results to be returned ("served") to you.

The three key processes in delivering search results to you are:

Crawling

Crawling is the process by which Googlebot discovers new and updated pages to be added to the Google index.

We use a huge set of computers to fetch (or "crawl") billions of pages on the web. The program that does the fetching is called Googlebot (also known as a robot, bot, or spider). Googlebot uses an algorithmic process: computer programs determine which sites to crawl, how often, and how many pages to fetch from each site.

Google's crawl process begins with a list of web page URLs, generated from previous crawl processes, and augmented with Sitemap data provided by webmasters. As Googlebot visits of each these websites it detects links on each page and adds them to its list of pages to crawl. New sites, changes to existing sites, and dead links are noted and used to update the Google index.

Google doesn't accept payment to crawl a site more frequently, and we keep the search side of our business separate from our revenue-generating AdWords service.

Indexing

Googlebot processes each of the pages it crawls in order to compile a massive index of all the words it sees and their location on each page. In addition, we process information included in key content tags and attributes, such as Title tags and ALT attributes. Googlebot can process many, but not all, content types. For example, we cannot process the content of some rich media files or dynamic pages.

Serving results

When a user enters a query, our machines search the index for matching pages and return the results we believe are the most relevant to the user. Relevancy is determined by over 200 factors, one of which is the PageRank for a given page. PageRank is the measure of the importance of a page based on the incoming links from other pages. In simple terms, each link to a page on your site from another site adds to your site's PageRank. Not all links are equal: Google works hard to improve the user experience by identifying spam links and other practices that negatively impact search results. The best types of links are those that are given based on the quality of your content.

In order for your site to rank well in search results pages, it's important to make sure that Google can crawl and index your site correctly. Our Webmaster Guidelines outline some best practices that can help you avoid common pitfalls and improve your site's ranking.

What is Traffic Exchange?

A traffic exchange is a type of website which provides a service for webmasters in exchange for traffic. It is similar to the autosurf concept with the exception that traffic exchanges usually use a manual rotation.

Concept

A traffic exchange website receives website submissions from webmasters that join traffic exchange networks. The person who submitted the website then has to browse other member sites on the exchange program to earn credits, which enable their sites to be viewed by other members through the surf system. This increases the number of visitors to all the sites involved.

Exchanges enforce a certain credit ratio, which illustrates the amount of websites the surfer must view in order to receive one hit through the program for their promoted website. Many sites offer the ability to upgrade one's membership level for a more equal credit ratio.

As the viewers are all website owners or affiliates, it is possible that some might find certain member sites interesting and thus make note of them on their own sites, sending more traffic their way. Most traffic programs also impose a time limit when members are browsing, ranging from 10 seconds to 60 seconds. Some incorporate the use of captcha to ensure user interaction.

Almost all traffic exchange programs are free, although many of them offer special features to paid members and offer credits for purchase. Almost all traffic exchange programs encourage users to build their own referral networks, which in turn increases the referrers' amount of credits.

The traffic generated in a traffic exchange can be leveraged by using a downline builder to assist the user in building a referral network in the many different traffic exchanges.

In practice, traffic exchange programs are generally used by small business owners or marketers who either want free advertising or use the exchange programs for low-budget advertisement campaigns.


Best Traffic Exchange

Many Traffic Exchange that gives you free unique visitors to your blog or site. Each Traffic Exchange have different systems and surf ratio. Simply, I selected Easyhits4U for my best Traffic Exchange. They have 1:1 ratio. It means if you viewed 1 site you got 1 visitor . In Easyhits4U you not only get free visitors to your site, also you can get cash for surfing. For every 1000 viewed sites, you get $0.30. And you will receive $0.10 for every person you refer which will surf at least 100 sites. The minimum payout is $3. You can withdraw through PayPal or AlertPay. Payouts are normally done within 5-7 business days after request has been placed.
Click here to join for free or download PDF How to Use Easyhits4U.

Sounded pretty good for Scammer.

There are a few tips to be a Best Scammer in PTC-site :
(1). Use free hosting or domain
(2). Create a PTC-site that have big minimum payout, as much as $100.
(3). Takes a long time to withdraw or payout, eg in 45 business days.
(4). Create TOS (Terms Of Service) that no payments details.
(5). Big value per click-rate offered, eg per click valued > $0.02.
(6). Big amount of ads, and low advertising price.
(7). Don't waste your money to have security protection (anti-ddos, anti-cheater, ssl).
(8). Don't create a good design layout, make it original (default) script.
(9). There is no forum or support and make fake proof of payment.
(10). Sell referral with very low price.
(11). Very cheap upgrade.
(12). Give 100% earning from direct referral clicks for standard member.

You hate the Scam PTC's?
To prevent Scam PTC-sites you can make 'opposite' on the tips above. And don't forget to check PTC-forum sites that gives you best choice.


Symptoms of PTC-site will collapse and will be ended or scam

A few monts the PTC-sites looks sustainable and still paying the members. But who knows they turn in to scam or gone. This means that they don’t have money to pay. These are the symptoms to stay away from it.

1) They have ponzi schemes, depend on referral sales and upgrade members.
2) Payment times changed to take longer.
3) They change the script.
4) DDoS-attack and they were offline for few times.
5) Admin isn’t active on the forum.
6) They stopped to pay for standard members.
7) Your balance changed to zero if you don't active in few days.
8) Ask for donations from members for the server payment.
9) Cut 50% of the balance you were earned or your balance could converted to ads only.
10) Your account banned or terminated without notice.
11) Members have to pay a number of fee to receive their instant payouts.
12) Click-rate decrease
14) They make upgrade contest and cancel all pending payment
15) Can not cashout or cashout frozen
16) They offer monthly membership

Free Windows Software Download

1) Blogger for Word
Add on Blogger for Word can automatically publish your article-post through MS Word.
Click here to download; size 2Mb
How to use:
1. After installing, Open MS Word then Blogger toolbar could be seen.
If Blogger toolbar disappear, Click the View on the menu at the top. Choose Toolbars - Blogger.
2. Click [Blogger Settings], and then on the box that appears, enter the username and password to log in to Blogger. Click [OK].
3. Type the content of blogs in the Word. If completed, it's online. Then, click [Publish].
4. Enter the blog title and select the blog that will contain any posts. Click [Send].
5. Done.

2) Mozilla Firefox 3.0.6
Click here to download; size 7Mb
The award-winning Web browser is better than ever. Browse the Web with confidence. Firefox protects you from viruses, spyware, and pop-ups.

The latest version delivers easier navigation for everyone, including those who are visually or motor-impaired. Firefox is the first browser to support DHTML accessibility, which, when enabled by Web authors, allows rich Web applications to be read aloud.

Recommended Firefox Add-ons
With so many great add-ons available, there's something for everyone. To get you started, here's a list of some of the most popular. Enjoy!

3) Any Video Converter 2.71
Click here to download; size 14.5Mb
Any Video Converter is an All-in-One video converting tool with easy-to-use graphical interface, fast converting speed and excellent video quality. It allows you to effortlessly convert video files between every format! It can convert almost all video formats including DivX, XviD, MOV, rm, rmvb, MPEG, VOB, DVD, WMV, AVI to MPEG-4 movie format for iPod/PSP or other portable video device, MP4 player or smart phone. It also supports any user defined video file formats as the output. Any Video Converter makes it easy for anyone to enjoy the any format video with your iPod, PSP, mobile phone or MP4 player.

4) SpywareBlaster 4.1
Click here to download; size 2.7Mb
The most important step you can take is to secure your system. And SpywareBlaster is the most powerful protection program available.
* Prevent the installation of ActiveX-based spyware, adware, browser hijackers, dialers, and other potentially unwanted software.
* Block spyware/tracking cookies in Internet Explorer and Mozilla Firefox.
* Restrict the actions of potentially unwanted sites in Internet Explorer.

SpywareBlaster can help keep your system spyware-free and secure, without interfering with the "good side" of the web. And unlike other programs, SpywareBlaster does not have to remain running in the background.

5) K-Lite Codec Pack 4.53 (Full)
Click here to download; size 15.5Mb
K-Lite Codec Pack is a collection of codecs, DirectShow filters and tools. Codecs and DirectShow filters are needed for encoding and decoding (playing) audio and video formats. The K-Lite Codec Pack is designed as a user-friendly solution for playing all your movie files. With the K-Lite Codec Pack you should be able to play all the popular audio and video formats and even some rare formats. It is a very complete package, containing everything you need to play your movies.

6) AntiVir Personal 8.2.00.337
Click here to download; size 21Mb
The AntiVir Personal Edition offers the effective protection against computer viruses for the individual and private use on a single PC-workstation. In order to make possible an easy operation, the AntiVir Personal Edition is developed to the essential points.

You'll be amazed how thoroughly AntiVir protects:
* detects and removes more than 150,000 viruses
* always among the winners of comparison test featured in computer journals
* the resident Virus Guard serves to monitor file movements automatically, e.g. downloading of data from the internet
* scanning and repair of macro viruses
* safeguard against cost generating dial-up program
* protection against trojaner, worms, backdoors, jokes and other harmful programs
* easy operation
* Internet-Update Wizard for easy updating
* Protection against previously unknown macro viruses, boot record viruses and master boot record viruses

7) Recuva 1.23.389
Click here to download; size 2.9Mb
Recuva (pronounced "recover") is a freeware Windows utility to restore files that have been accidentally deleted from your computer. This includes files emptied from the Recycle bin as well as images and other files that have been deleted by user error from digital camera memory cards or MP3 players. It will even bring back files that have been deleted from your iPod, or by bugs, crashes and viruses!

* Simple to use interface - just click 'Scan' and choose the files you want to recover
* Easy to use filter for results based on file name/type
* Can be run from a USB thumb drive
* Restores all types of files, office documents, images, video, music, email, anything.
* Supports FAT12, FAT16, FAT32, NTFS, NTFS5 , NTFS + EFS file systems
* Restores files from removable media (SmartMedia, Secure Digital, MemoryStick, Digital cameras, Floppy disks, Jaz Disks, Sony Memory Sticks, Compact Flash cards, Smart Media Cards, Secure Digital Cards, etc.)
* Restores files from external ZIP drives , Firewire and USB Hard drives
* It's fast, tiny and takes seconds to run!

in English and Bahasa Indonesia

Easy Way to Create Website at Blogger.com
English version

What is blog?

A blog (a contraction of the term "Web log") is a Web site, usually maintained by an individual with regular entries of commentary, descriptions of events, or other material such as graphics or video. Entries are commonly displayed in reverse-chronological order. "Blog" can also be used as a verb, meaning to maintain or add content to a blog.

Many blogs provide commentary or news on a particular subject; others function as more personal online diaries. A typical blog combines text, images, and links to other blogs, Web pages, and other media related to its topic. The ability for readers to leave comments in an interactive format is an important part of many blogs. Most blogs are primarily textual, although some focus on art (artlog), photographs (photoblog), sketches (sketchblog), videos (vlog), music (MP3 blog), audio (podcasting), which are part of a wider network of social media. Micro-blogging is another type of blogging, one which consists of blogs with very short posts.

Do you have not create a blog yet? If yes, you can create it easily and free.
These are some video tutorials from YouTube for newbie like me "How to Create a blog through Blogger.com"

Step 1
Start Blogging with Blogger.com
Step 2
Create a post
Step 3
Customizing Your Blogger Template


Membuat Blog di Blogger.com dengan Mudah
Versi Bahasa Indonesia

Hari gini belum punya blog? Sulitkah? Jawabnya TIDAK.
Ternyata membuat blog itu sangat mudah dan pastinya gratis. Kamu tidak perlu mengerti bahasa pemrograman dan html. Dengan memiliki blog kamu bisa menulis diari online, curhat, pengalaman, dsb. Kamu dapat menentukan tema blog kamu sesuai keinginan misalnya tekstual, seni (artlog), foto (photoblog), sketsa (sketchblog), video (vlog), musik (MP3 blog), audio (Podcasting), atau yang lainnya.

Silakan menyimak tutorial video berikut untuk membuat blog di blogger.com.

Langkah 1
Tutorial Membuat Email di GoogleMail
Langkah 2
Tutorial video 5 menit Buat Website di Blogger.com atau ini Cara Membuat Blog
Langkah 3
Tutorial Mengganti Template Blog (yang ini videonya belum ketemu he..he.. silakan baca tulisan di bawah ya)


Free Blogger Template
Template Gratisan untuk Blogger

After a blog on blogger.com you've created, you can change the template (layout) that you like in accordance with the theme of your blog. In this site is available a lots of free templates that you can try. Use the new XML blogger template in order to more easily to manage them.

Setelah sebuah blog di blogger.com telah kamu buat, kamu bisa mengganti template (layout) yang kamu suka sesuai dengan tema blog kamu. Di situs ini tersedia banyak sekali template gratis yang bisa kamu coba. Gunakan template blogger yang baru (XML format) agar lebih mudah mengaturnya.


Get ready to Monetize Your Blog with Adsense
Bikin Duit dari nge-Blog bersama Adsense

Many people are hesitate and do not believe about "Making money from blogging". But it's true, you can making money just from blogging. One of ways is Adsense. You can read What is Google Adsense to knows about AdSense.

Banyak orang yang ragu dan tidak mempercayai kalau kita bisa "Bikin duit dari nge-blog". Tapi itu kenyataan bahwa kita bisa mendapatkan uang cuma dari nge-blog. Kamu bisa membaca Apa itu Google Adsense untuk kamu pelajari. Untuk mengikuti program Adsense, saya sarankan agar blog kamu berbahasa inggris.

Signing Up with Adsense

Once you have created your blog and you have minimum 10 post of articles, you are ready to apply for Adsense. Currently Google has been approving blogs or sites more quickly.

These are some things you should check before applying Adsense :
1) Make sure that your blog has a clear theme or topic. Advertiser in Google are looking for the sites or blogs that have a defined theme. The more focused your topic is, the more targeted ads will be, thus increasing your click-thru ratio.
2) Check your spelling and test your links. Don't be a sloppy site that has obvious typos and broken links.
3) Do not put up any "Under Construction" message on your blog. Google's TOS (Terms of Service) state they do not accept sites that appear to be "Under Construction". Your blog should look complete even if you still have more content to add later.

Everythings is OK! Now you can apply to www.google.com/adsense
Still not understand yet? Check this on Adsense Newbie Central.

Optimization Tips for Adsense

After you approved by Google as adsense publisher, there are several tips how to increase your earning. Google was published the tips to optimizing in Adsense program. Click here to read about "How to Optimizing your Adsense".